Fixed Rate Mortgages
Your mortgage is offered at a fixed monthly principle and interest payment. This way you know exactly how much your mortgage payment will always be. Competitive rates are available.

Adjustable Rate Mortgages
If you're in need of temporary financing, an Adjustable Rate Mortgage may be just the thing.  Contact us to discuss your mortgage needs and we'll help you find the best funding option.

SONYMA
Rhinebeck Savings Bank is a State of New York Mortgage Agency (SONYMA) participating lender. SONYMA offers first-time homebuyers low down payment options, as well as low interest rates. Contact us for more details and rates.  Certain restrictions may apply.

Construction Loans
Build your dream home - we finance stick-built, modular homes and log homes.

All mortgage applications are accepted at any of our branch locations. Or, you can apply online for your next Fixed Rate Mortgage. We also offer Free Pre-Qualification, so you can shop for your new home knowing you can afford the mortgage! Or, if you prefer, you can call (845) 229-8800, option 3, to make an appointment to meet with one of our Residential Mortgage Lenders.

Rhinebeck Savings Bank - PO Box 1191 - Poughkeepsie, NY 12601
Office Phone: (845) 454-8555






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